關於金錢與人生的故事

 

(這是網路一直流傳的一篇故事 值得一讀再讀  原作者:佚名)

An American investment banker was at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellowfin tuna. The American complimented the Mexican on the quality of his fish and asked how long it took to catch them.

The Mexican replied, “only a little while. The American then asked why didn’t he stay out longer and catch more fish? The Mexican said he had enough to support his family’s immediate needs. The American then asked, “but what do you do with the rest of your time?”

The Mexican fisherman said, “I sleep late, fish a little, play with my children, take siestas with my wife, Maria, stroll into the village each evening where I sip wine, and play guitar with my amigos. I have a full and busy life.” The American scoffed, “I am a Harvard MBA and could help you. You should spend more time fishing and with the proceeds, buy a bigger boat. With the proceeds from the bigger boat, you could buy several boats, eventually you would have a fleet of fishing boats. Instead of selling your catch to a middleman you would sell directly to the processor, eventually opening your own cannery. You would control the product, processing, and distribution. You would need to leave this small coastal fishing village and move to Mexico City, then LA and eventually New York City, where you will run your expanding enterprise.”

The Mexican fisherman asked, “But, how long will this all take?”

To which the American replied, “15 – 20 years.”

“But what then?” Asked the Mexican.

The American laughed and said, “That’s the best part. When the time is right you would announce an IPO and sell your company stock to the public and become very rich, you would make millions!”

“Millions – then what?”

The American said, “Then you would retire. Move to a small coastal fishing village where you would sleep late, fish a little, play with your kids, take siestas with your wife, stroll to the village in the evenings where you could sip wine and play your guitar with your amigos.”

 

@中文故事概述 非翻譯

在墨西哥一個小漁村的碼頭邊,一位美國投資銀行家遇到一個駕著小船剛剛打魚回來的漁夫。
小船裡是幾條長著黃色長鰭的金槍魚。美國人誇墨西哥人的魚真是不錯,並問捕這些魚要花多長時間。
墨西哥人回答;“只需一會兒工夫。”
然後美國人問:“為什麼你不在外面多呆些時候,捕更多的魚呢?”
墨西哥人說:“這些已足夠我家用了。”
美國人又問:“但是剩下的時間你幹什麼去呢?”
這個漁夫說;“每天我會睡個懶覺,然後打點魚,逗孩子玩會兒,陪我老婆瑪麗亞睡個午覺。晚上在村子裡晃蕩幾圈,和朋友們彈會兒吉他,再喝上幾杯。我的生活充實而又忙碌。”
美國人嘲笑地說:“我是哈佛大學畢業的,獲得MBA學位,我想我或許能夠幫助你。我建議你應該花更多的時間去捕魚,然後用賣魚掙的錢買一條更大些的船——用這條大船掙的錢你可以再買幾條船,最後你就會擁有一個船隊;你要直接把捕到的魚賣給加工商,而不是中間那些二道販子,這樣你才能賣得最好的價錢;財富積累到一定程度,你要自己開家食品罐頭廠,這樣你就能控制整個產品的生產、加工和供應。那時候你就可以離開這個小漁村,搬到墨西哥城去,然後是洛杉磯,甚至是紐約,在那裡你還可以再進一步擴大你的投資。”
墨西哥漁夫問:“但是,這得需要多長時間呢?”
銀行家回答:“大約15到20年。”
“然後又怎麼樣?”漁夫問。
美國人得意地笑著說:“然後才是最精彩的篇章。當你投資企業達到一定規模,到時時機成熟,你就可以宣布你的IPO上市計劃,向公眾出售你的股票。一夜之間,你就會變得非常富有,能夠賺成百上千萬美元啊。”
“上千萬?然後呢?”
美國人說:“然後,你就可以退休了,搬到一個海岸邊的小漁村,早晨睡個懶覺,打幾條魚,逗逗孩子們,陪老婆睡個午覺。晚上在村里溜達幾圈,和朋友們彈會兒吉他,再喝上幾杯。”
墨西哥漁夫說:“我現在過的不就是這樣的生活嗎?”

 

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